How early legacy planning empowers the next generation to pursue their dreams

For those ready to take that first step, plans like HSBC Life Emerald Legacy Life III, are designed to meet modern legacy needs, providing whole life protection for death and terminal illness while preserving and enhancing wealth for future generations. 

The plan offers flexibility through single- and limited-pay options of five, 10 and 15 years, enabling affluent individuals to begin their legacy planning early. With annual premiums starting from approximately US$2,750* (S$3,526), policyholders can build lasting wealth for their children over time without compromising on retirement or other financial priorities.

Coverage extends to age 120, providing peace of mind that your legacy is built to last. The option to change the life insured up to twice means the plan can evolve with your family’s needs, helping to safeguard not just wealth, but your family’s future.

You also have the flexibility to disburse the death benefit in two to 10 annual instalments under the limited-pay option – turning your legacy into a lasting gift that supports your loved ones over time. Each payout is a reminder that you are still by their side, offering encouragement and stability as they navigate life’s key milestones, be it graduation, starting a business, pursuing their passion, marriage or buying their first home.

“When planning a legacy, it’s about safeguarding what matters most – your values and your children’s future,” said Mr Bindra. “The plan you put in place today can empower them to move forward with purpose, laying the foundation for a lifetime of support.” 

Begin your legacy planning journey with confidence. Discover how HSBC Life Emerald Legacy Life III can help keep your legacy alive. 

*Based on a 17-year-old male, non-smoker, who purchased a 15-year premium term plan, with US$500,000 minimum protection cover, up to age 85.

Terms and conditions apply.

This advertisement has not been reviewed by the Monetary Authority of Singapore.