Latest Personal Finance News | News on Personal Finance

Over the past two years, China’s regulators have implemented policy measures to rejuvenate the struggling property sector, address the slowing economy, and tackle deflation. This shift in policy has triggered a notable surge in Chinese stock markets.

Gold rate today: Yellow metal’s August contracts on MCX opened at Rs 96,471 per 10 grams on July 1.

Loans against cars allow you to tap into your asset to ensure liquidity in times of crises, but lack of diligence in repaying the loan will have consequences.

The era of putting all investment eggs in the technology basket appears to be giving way to a more nuanced, diversified approach to capturing long-term growth.

Explore smart ways to get a personal loan using alternatives like salary slips, ITRs, or a strong credit score even without a bank statement.

From new PAN card rules to revised credit card and bank charges, July 2025 is packed with crucial financial updates. Here’s everything you need to know:
? ITR deadline extended from July 31 to September 15
? Aadhaar now mandatory for new PAN applications
❌ SBI Card ends air accident cover on select premium cards
? New MAD (Minimum Amount Due) calculation on SBI Cards
? HDFC Bank introduces 1% fee on rent, wallets & gaming spends
? ICICI Bank revises ATM, cash, IMPS charges starting July 1
Stay informed and avoid penalties or hidden charges. Watch the video for full details.

The interest rates for popular Public Provident Fund (PPF) and post office savings deposit schemes, too, have been retained at 7.1 per cent and 4 per cent, respectively.

Gold rate today: Yellow metal’s August contracts on MCX opened at Rs 95,492 per 10 grams on June 30.

Need quick funds without paperwork? Learn more about L&T Finance Personal Loan that offers with easy EMIs, fast approval, and low interest rates.

Ready to start trading stocks but not sure where to begin?
In this beginner-friendly video, we break down how to trade stocks in 6 easy steps—from choosing your trading style to managing risk like a pro. Whether you’re curious about day trading, swing trading, or long-term investing, this guide will help you build confidence and make smarter decisions.

National Doctor’s Day: Doctors face unique financial challenges due to irregular income and high debt from education and practice loans. Managing debt wisely is crucial for long-term financial freedom and wealth creation.

Behind every lending decision lies your credit report—but there is more to it than lenders admit. Here’s what you need to know to gain control.

Deserve more credit? This is how you can raise it responsibly without damaging your credit record.

Personal Finance: In this video, we break down the concept of the turnover ratio in mutual funds—what it is, how it’s calculated, and why it’s important for investors. Whether you’re a beginner or a seasoned investor, understanding turnover ratio can help you make smarter decisions about where to put your money.

Looking for a personal loan at low interest rates? Compare top banks offering affordable personal loans and get tips to secure the best deal based on your credit score and repayment habits.

Aadhaar is now mandatory for new PAN cards, and you now have time till September 15 to file your income tax returns. That apart, SBI Card, HDFC Bank, and ICICI Bank have introduced a slew of changes. Read on.

Gold rate today: Gold’s August contracts on MCX opened at Rs 96,261 per 10 grams on June 27.

Porting your health insurance policy can help you find better coverage or lower premiums—but it’s crucial to do it right to retain your continuity benefits.

Thieves posing as government agents or bank officials can steal your data and drain your account within minutes. Here’s how to identify and avoid them.

Earning ₹15,000 per month? You may still qualify for a personal loan, provided you meet basic eligibility like a good credit score and stable employment. Learn how to improve your chances and the lenders who cater to lower-income profiles.

Each brokerage provides its own capital gains statement. However, these are siloed and may not factor transactions across different accounts.

Indian funds deployed cash cautiously in May, as cash holdings as a percentage of assets in active equity schemes fell from 5.62% in April to 5.14% last month

Gold rate today: Yellow metal’s August contracts on the MCX opened at Rs 97,600 per 10 grams on June 26.

Why building a good credit history starts with the right first card and smart spending habits.

Being aware of the pros and cons of such long-term mutual fund schemes for your post-retirement days